OCBC Ang Mo Kio Branch

629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629
629 Ang Mo Kio Avenue 4 Singapore 560629 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financial services organisation with its head office in Singapore. Openly listed, OCBC Bank’s largest investor is the Lee Group of Companies.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and offices

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the largest bank in South East Asia.

Tips When it comes to Obtaining Personal Loans In Singapore

Never take personal loans two to three months prior to another significant loan. In other words, no personal loans if you’re meaning to purchase a automobile, house, etc.

When you take a bank loan for a automobile or home, a essential factor is your DSR (Debt Servicing Ratio ). This determines exactly what percentage of your income can enter into repaying the housing or car loan, including other overheads (e.g. repayment for other personal loans).

They are unsecured where you have nothing to back the loans if you can not pay back the banks when it comes to personal loans. Such loans are riskier for the banks and they have a higher rates of interest for individual loans. Due to the nature of such personal loans, it is not advisable to take individual loans except for emergency situations.

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation needs and a auto loan for your automobile. It is not smart to secure a individual loan for your cars and truck or renovation needs. When it comes to banks, particular loans’ rates of interest are lower.

So a DSR of 50% means your loan repayments, plus repayments of any other loans you have, can’t surpass 50% of your income.Just for reference, many banks enable 40% DSR for a home, and 30% DSR for a cars and truck.

Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 0 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
163 ANG MO KIO AVE 4 SINGAPORE 560163 0.72 km
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726 ANG MO KIO AVENUE 6 SINGAPORE 560726 1.1 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 1.12 km
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Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 1.26 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 1.33 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 1.33 km
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BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 1.33 km
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53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 1.54 km
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