UOB Bedok Branch

Blk 210 New Upper Changi Road #01-711 Singapore 460210
210 New Upper Changi Road Singapore 460210 SG

United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking organisation headquartered in Singapore, with branches primarily discovered in a lot of Southeast Asian countries.UOB provides business and business banking services, personal financial services, personal banking and other possession management services, as well as business financing, endeavor capital, investment, and insurance coverage services. It has 68 branches in Singapore and a network of more than 500 workplaces in 19 nations and territories in Asia Pacific, Western Europe and The United States and Canada

Idea With respect to Acquiring Personal Loans In Singapore

Do not ever take out a individual loan from a bank a couple of months prior to the major loan if you are planning to take a significant loan. This will affect you.

If you are taking a loan from the bank for a house or automobile, it is very important to note your Debt Servicing Ratio which is a measure of the percentage of your regular earnings to the payment of your automobile or home loan.

To puts it simply, a Debt Servicing Ratio of 50% indicates that your debt responsibility can not surpass 50% of your earnings. As a guide, most banks allow 40% Debt Servicing Ratio for a house and 30% for a car loan

Particular Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a vehicle loan for your vehicle. It is not wise to take out a individual loan for your vehicle or renovation requirements. When it comes to banks, particular loans’ interest rates are lower.

When it pertains to individual loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such individual loans, it is not a good idea to take individual loans except for emergency scenarios.

BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 0 km
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Blk 210 New Upper Changi Road #01-707 Singapore 460210 0 km
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