OCBC Bukit Timah Branch

170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179
170 Upper Bukit Timah Road Singapore 588179 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financial services organisation with its head office in Singapore. Publicly noted, OCBC Bank’s biggest shareholder is the Lee Group of Companies. OCBC was founded by Lee Kong Chian in 1932, and his son Lee Seng Wee also worked as chairman. OCBC Bank has properties of more than 224 billion SGD. Based on Bloomberg, in 2011 OCBC is the primary of the world’s greatest $100 billion properties banks

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 offices and branches

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank broadened its operations and ended up being the biggest bank in South East Asia.

Recommendation For Acquiring Personal Loans In Singapore

A DSR of 50% implies your loan repayments, plus repayments of any other loans you have, can’t go beyond 50% of your income.Just for reference, the majority of banks permit 40% DSR for a home, and 30% DSR for a vehicle.

When it comes to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater rates of interest for personal loans. Due to the nature of such personal loans, it is not suggested to take personal loans except for emergency situation scenarios.

A essential element is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or house. This measures exactly what portion of your income can enter into paying back the housing or car loan, including other overheads (e.g. payment for other personal loans).

Never take individual loans 2 to 3 months prior to another significant loan. In other words, no individual loans if you’re meaning to buy a cars and truck, home, etc.

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a vehicle loan for your cars and truck. It is not wise to secure a individual loan for your car or renovation needs. When it comes to banks, particular loans’ rate of interest are lower.

170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 0.03 km
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