POSB Eunos Station Branch

30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423
30 Eunos Crescent Singapore 409423 SG

Prior to its acquisition, the bank was a major public bank offering low-cost banking services to Singaporeans. DBS Bank attempts to continue this tradition by guaranteeing to keep expenses low for standard savings accounts, and to exempt children, full-time students listed below the age of 21 years and full-time National Troop from bank charges.

 

POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is the oldest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which got the institution and its subsidiaries on November 16, 1998.

Tips With regard to Getting Personal Loans In Singapore

A DSR of 50% means your loan payments, plus payments of any other loans you have, cannot go beyond 50% of your income.Just for referral, the majority of banks permit 40% DSR for a house, and 30% DSR for a automobile.

When it pertains to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such personal loans, it is not advisable to take personal loans except for emergency circumstances.

Never take individual loans two to three months before another significant loan. To puts it simply, no personal loans if you’re meaning to purchase a cars and truck, home, etc.

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a car loan for your vehicle. It is not wise to get a personal loan for your vehicle or renovation requirements. When it concerns banks, particular loans’ rate of interest are lower.

If you are taking a loan from the bank for a house or automobile, it is very important to note your Debt Servicing Ratio which is a measure of the portion of your regular income to the payment of your automobile or home loan.

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