UOB Jalan Sultan Branch

200 Jalan Sultan #01-06 Textile Centre Singapore 199018
200 Jalan Sultan Singapore 199018 SG

United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international banking organisation headquartered in Singapore, with branches mainly discovered in many Southeast Asian nations. Founded in 1935 as United Chinese Bank (UCB) by Sarawak business person Wee Kheng Chiang, the bank was established together with a group of Chinese-born business owners. The bank is the third biggest bank in South East Asia by total properties

Recommendation Regarding Securing Personal Loans In Singapore

Never ever take personal loans two to three months prior to another major loan. Simply puts, no individual loans if you’re planning to buy a cars and truck, home, etc.

A key element is your DSR (Debt Servicing Ratio)when you take a bank loan for a car or house. This measures what percentage of your income can go into paying back the housing or car loan, including other overheads (e.g. repayment for other personal loans).

In other words, a Debt Servicing Ratio of 50% means that your debt responsibility can not exceed 50% of your income. As a guide, the majority of banks allow 40% Debt Servicing Ratio for a house and 30% for a car loan

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a auto loan for your car. It is not wise to get a individual loan for your automobile or renovation needs. When it pertains to banks, specific loans’ interest rates are lower.

They are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks when it comes to personal loans. Such loans are riskier for the banks and they have a higher rate of interest for personal loans. Due to the nature of such personal loans, it is not suggested to take individual loans except for emergency situation circumstances.

200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 0.01 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 0.01 km
We strive to achieve each and every one of our customers’ wants and needs. We are an money ...
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We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
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