OCBC Orchardgateway Branch

277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858
277 Orchard Road Singapore 238858 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monetary services organisation with its head office in Singapore. The “Oversea-Chinese” usage leads many to believe erroneously that the bank’s name is misspelled, however this is the proper standard spelling. OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 offices and branches

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 workplaces and branches

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and ended up being the largest bank in South East Asia.

Idea With respect to Getting Personal Loans In Singapore

That suggests you should never ever take a individual loan without knowledge of precisely when and how you’ll pay it back.

Never take personal loans 2 to 3 months before another major loan. In other words, no personal loans if you’re planning to buy a car, home, and so on.

Don’t utilize personal loans as alternative business loans. You ought to only take a personal loan to reduce flow issues

If you are taking a loan from the bank for a house or automobile, it is necessary to note your Debt Servicing Ratio which is a step of the portion of your routine earnings to the repayment of your automobile or home loan.

A DSR of 50% implies your loan payments, plus payments of any other loans you have, can’t exceed 50% of your income.Just for reference, the majority of banks permit 40% DSR for a home, and 30% DSR for a automobile.

In order to motivate you, particular loan plans typically have lower rates of interest. Individual loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a bundle to your requirements.

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as specific as you can. Do not take a individual loan to renovate your house, not when there’s a renovation loan package. Do not take a individual loan to pay for your education, when there’s an education loan plan.

A lot of personal loans are unsecured. As in, there’s no collateral behind them. And considering that the releasing banks have no security, they’ll compensate by jacking up rates of interest.

176 Orchard Road #01-27 CentrePoint Singapore 238843 0.14 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
230 Orchard Road #01-230 Faber House Singapore 238854 0.19 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 0.39 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 0.51 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 0.66 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 0.73 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
2 Orchard Turn #B2-57 Singapore 238801 0.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 1.03 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 1.09 km
There are personalised loan services available to each customer. We provide a manageable repaymen...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 1.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 1.14 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 1.17 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean international banking...
BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 1.18 km
We have invested heavily in highly trained workforce and this sets us apart from other money lend...
135 Bukit Timah Road Newton Building Singapore 229837 1.21 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 1.29 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 1.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
175A Bencoolen Street Burlington Square Square 189650 1.53 km
We are an authorised and licensed money lender. If its quick cash loan that you require, no matte...
COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 1.57 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive ra...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
We feel that every customer relationship is extremely vital when it comes to working in this indu...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 1.59 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
43A CAMPBELL LANE SINGAPORE 209915 1.59 km
There are personalised loan services easily available to each customer. We provide a manageable r...
43A CAMPBELL LANE SINGAPORE 209915 1.59 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 1.62 km
We are established to provide cost-efficient loan for Singaporeans and expats in Singapore. As a ...
UPPER DICKSON ROAD SINGAPORE 207488 1.63 km
We feel that every customer relationship is extremely crucial when it comes to working in this in...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 1.67 km
For years, we have been offering competitive loan packages to those looking for emergency funds. ...
50 NORTH CANAL ROAD SINGAPORE 059304 1.68 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide range o...
1 Coleman Street #01-14 The Adelphi Singapore 179803 1.68 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 1.7 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 1.71 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.72 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.73 km
There are personalised loan services easily available to each customer. We offer a versatile repa...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 1.73 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.73 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide sp...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.73 km
We have invested massively in incredibly trained workforce and this differentiate us from other m...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 1.74 km
We feel that each customer relationship is very critical when it comes to working in this industr...
JALAN BESAR SINGAPORE 208797 1.75 km
We feel that each customer relationship is very critical when it comes to working in this industr...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 1.76 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 1.76 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 1.76 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
460 North Bridge Road #01-00 Singapore 188734 1.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
25 NORRIS ROAD SINGAPORE 208267 1.83 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
25 NORRIS ROAD SINGAPORE 208267 1.83 km
We have invested heavily in truly trained workforce and this sets us apart from other money lende...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 1.84 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 1.84 km
For years, we have been rendering reasonable loan packages to those looking for emergency funds. ...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 1.86 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 1.9 km
We are determined to offer sensibly priced loan for Singaporeans and foreigners in Singapore. As ...
SERANGOON ROAD SINGAPORE 218084 1.93 km
We are an professional and licensed money lender. If its quick personal loan that you require, no...
SERANGOON ROAD SINGAPORE 218085 1.93 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
SERANGOON ROAD SINGAPORE 218085 1.93 km
We are an independent and licensed money lender. If its quick cash loan that you need, no matter ...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 1.95 km
We are an independent and licensed money lender. If its quick personal loan that you need, anywhe...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 1.96 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
65 Chulia St #01-00 OCBC Centre Singapore 049513 2.03 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 2.06 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 2.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 2.07 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
80 Raffles Place UOB Plaza 1 Singapore 048624 2.07 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 2.09 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
238A Thomson Road #01-38 Novena Square Singapore 307685 2.12 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 2.13 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 2.22 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 2.23 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
180 Kitchener Road #02-01/02 Singapore 208539 2.29 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 2.32 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 2.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 2.36 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 2.38 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 2.39 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.48 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
FRENCH ROAD SINGAPORE 200801 2.48 km
We have invested massively in highly trained workforce and this differentiate us from other money...
801 FRENCH ROAD SINGAPORE 200801 2.48 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
FRENCH ROAD SINGAPORE 200801 2.48 km
We feel that each customer relationship is extremely crucial when it comes to business in this in...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.49 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.49 km
We strive to achieve each and every one of our customers’ wants and needs. We are an money ...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 2.5 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 2.51 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
JALAN BESAR SINGAPORE 208984 2.57 km
We are established to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a ...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 2.69 km
We are an professional and licensed money lender. If its quick personal loan that you need, anywh...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 2.72 km
We have been Singapore’s top licensed and most trusted moneylender. We render a widespread ...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 2.81 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 2.81 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 2.85 km
We strive to achieve each and every one of our customers’ wants and needs. We are an compan...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 2.85 km
For years, we have been providing reasonable loan packages to those looking for emergency funds. ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 2.86 km
We feel that each customer relationship is extremely crucial when it comes to business in this in...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 2.86 km
We are determined to offer competitive loan for Singaporeans and foreigners in Singapore. As a li...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 2.86 km
We have invested massively in incredibly trained workforce and this differentiate us from other m...
10 Anson Road #01-01 International Plaza Singapore 079903 2.86 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
BALESTIER ROAD SINGAPORE 329726 2.87 km
We are an independent and licensed money lender. If its quick cash loan that you require, no matt...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 2.88 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 2.88 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 2.89 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 2.92 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 2.92 km
There are customised loan services available to each customer. We provide a flexible repayment sc...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 2.92 km
We are an legal and licensed money lender. If its quick personal loan that you require, anywhere ...
LOWER DELTA ROAD MOTORWAY BUILDING SINGAPORE 169205 2.94 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 2.95 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 3.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
12 Kallang Avenue, #01-24 Singapore 339511 3.02 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 3.05 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 3.2 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...