OCBC Sixth Avenue Branch

827 Bukit Timah Road Singapore 279886
827 Bukit Timah Road Singapore 279886 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed financial services organisation with its head workplace in Singapore. In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and became the largest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 offices and branches

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and ended up being the largest bank in South East Asia.

Idea With respect to Taking Personal Loans In Singapore

Particular Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a car loan for your automobile. It is not wise to take out a personal loan for your cars and truck or renovation requirements. When it concerns banks, specific loans’ rates of interest are lower.

When it pertains to individual loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater rates of interest for personal loans. Due to the nature of such personal loans, it is not recommended to take individual loans except for emergency scenarios.

Do not ever take out a individual loan from a bank a few months prior to the significant loan if you are planning to take a significant loan. This will affect you.

If you are taking a loan from the bank for a house or car, it is important to note your Debt Servicing Ratio which is a procedure of the portion of your regular income towards the payment of your car or house loan.

A DSR of 50% means your loan payments, plus payments of any other loans you have, can’t exceed 50% of your income.Just for recommendation, a lot of banks enable 40% DSR for a home, and 30% DSR for a cars and truck.

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634 Bukit Batok Central #01-108 Singapore 650634 5.2 km
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2 Orchard Turn #B2-57 Singapore 238801 5.2 km
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304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 5.3 km
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391 Orchard Road #04-15 Ngee Ann City Singapore 238872 5.53 km
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 5.55 km
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BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 5.59 km
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520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 5.88 km
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135 Bukit Timah Road Newton Building Singapore 229837 5.91 km
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176 Orchard Road #01-27 CentrePoint Singapore 238843 5.98 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 6.98 km
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43A CAMPBELL LANE SINGAPORE 209915 7.09 km
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175A Bencoolen Street Burlington Square Square 189650 7.24 km
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180 Kitchener Road #02-01/02 Singapore 208539 7.24 km
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ANG MO KIO SINGAPORE 560704 7.25 km
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53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 7.27 km
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53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 7.29 km
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10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 7.35 km
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726 ANG MO KIO AVENUE 6 SINGAPORE 560726 7.36 km
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Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.37 km
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