DBS Sports Hub Branch

1 Stadium Place #01-06/07 Singapore 397628
1 Stadium Place Singapore 397638 SG

DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marina Bay, Singapore. The corporation was named The Development Bank of Singapore Limited, before the present name was taken up in July 2003 to mirror its evolving role as a regional bank.

The bank was put together by the Government of Singapore in July 1968 to take control of the industrial financing activities from the Economic Development Board. Today, its branches numbering more than 100 can be found island-wide. DBS Bank is the biggest bank in South East Asia by assets and among the larger banks in Asia, with total assets of S$ 482 billion as at 31 Dec 2016. It has market-dominant positions in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt fund-raising in Singapore and Hong Kong.

Recommendation When it comes to Taking Personal Loans In Singapore

Never take individual loans 2 to 3 months prior to another significant loan. To puts it simply, no personal loans if you’re planning to buy a vehicle, home, etc.

A key factor is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or house. This determines what percentage of your income can enter into repaying the real estate or auto loan, including other overheads (e.g. payment for other individual loans).

Simply puts, a Debt Servicing Ratio of 50% means that all your debt responsibility can not go beyond 50% of your earnings. As a guide, the majority of banks allow 40% Debt Servicing Ratio for a home and 30% for a car loan

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation needs and a car loan for your cars and truck. It is not a good idea to secure a individual loan for your car or renovation needs. When it pertains to banks, specific loans’ rates of interest are lower.

They are unsecured where you have nothing to back the loans if you can not repay the banks when it comes to personal loans. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such individual loans, it is not suggested to take personal loans except for emergency situation circumstances.

1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 0 km
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