DBS SUTD Branch

8 Somapah Road #01-103 Singapore 487372

DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, Singapore. The company was named The Development Bank of Singapore Limited, before the present name was embraced in July 2003 to reflect its evolving role as a regional bank.The bank’s strong capital position, and also “AA-” and “Aa1” credit ratings by Standard & Poor’s and Moody’s that are among the highest in the Asia-Pacific region, acquired it Global Finance’s “Safest Bank in Asia” accolade for six consecutive years, from 2009 to 2015. The Bank was also awarded the Best Digital Bank in the World in the year 2016 by EuroMoney. With operations in 17 markets, the bank has a regional network spanning more than 250 branches and over 1,100 ATMs across 50 cities

Idea When it comes to Securing Personal Loans In Singapore

Do not ever take out a individual loan from a bank a few months before the major loan if you are preparing to take a significant loan. This will affect you.

If you are taking a loan from the bank for a home or cars and truck, it is important to note your Debt Servicing Ratio which is a measure of the percentage of your regular income to the payment of your car or house loan.

In other words, a Debt Servicing Ratio of 50% indicates that all your debt responsibility can not surpass 50% of your earnings. As a guide, a lot of banks permit 40% Debt Servicing Ratio for a house and 30% for a car loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a car loan for your automobile. It is not smart to take out a personal loan for your cars and truck or renovation requirements. When it concerns banks, specific loans’ rates of interest are lower.

When it comes to individual loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater interest rate for individual loans. Due to the nature of such individual loans, it is not a good idea to take personal loans except for emergency situation situations.

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201D TAMPINES STREET 21 SINGAPORE 524201 1.67 km
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211 NEW UPPER CHANGI ROAD SINGAPORE 460211 4.13 km
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83 Marine Parade Central #01-576/578 Singapore 440083 7.72 km
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80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 7.84 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 12.68 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 12.68 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 12.68 km
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