UOB Tampines Branch

1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539
2 Tampines Central 6 Singapore 529483 SG

United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organisation locateded in Singapore, with branches primarily discovered in a lot of Southeast Asian countries. Founded in 1935 as United Chinese Bank (UCB) by Sarawak businessman Wee Kheng Chiang, the bank was set up together with a group of Chinese-born business people. The bank is the third biggest bank in South East Asia by total properties

Suggestion With regards to Acquiring Personal Loans In Singapore

Do not ever take out a personal loan from a bank a couple of months before the significant loan if you are preparing to take a significant loan. This will affect you.

If you are taking a loan from the bank for a house or automobile, it is necessary to note your Debt Servicing Ratio which is a measure of the percentage of your regular earnings to the repayment of your cars and truck or house loan.

So a DSR of 50% implies your loan payments, plus payments of other loans you have, cannot surpass 50% of your income.Just for reference, most banks permit 40% DSR for a house, and 30% DSR for a vehicle.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Don’t take a individual loan to renovate your house, not when there’s a renovation loan plan. Don’t take a individual loan to spend for your education, when there’s an education loan package.

In order to motivate you, particular loan bundles frequently have lower interest rates. Individual loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc).

A lot of individual loans are unsecured. As in, there’s no collateral behind them. And considering that the releasing banks have no security, they’ll compensate by jacking up rates of interest.

That means you ought to never take a individual loan without knowledge of precisely when and how you’ll pay it back.

Don’t utilize individual loans as alternative business loans. Do not utilize them to trade on Forex. Don’t utilize them to buy high threat equities. You should only take a individual loan to alleviate cash flow problems

1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 0.09 km
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211 NEW UPPER CHANGI ROAD SINGAPORE 460211 3.35 km
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65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 5.67 km
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30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 5.78 km
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228 CHANGI ROAD [email protected] SINGAPORE 419741 5.78 km
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80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 5.97 km
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801 FRENCH ROAD SINGAPORE 200801 10.46 km
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200 Jalan Sultan #01-06 Textile Centre Singapore 199018 10.55 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 10.56 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a wide-ran...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 10.56 km
We strive to achieve each and every one of our customers’ wants and needs. We are an money ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.57 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.57 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.57 km
We are determined to offer competitive loan for Singaporeans and foreigners in Singapore. As a li...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.57 km
We have invested profoundly in incredibly trained workforce and this differentiate us from other ...
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We are an independent and licensed money lender. If its quick cash loan that you require, no matt...