POSB Woodlands Branch

Blk 2a Woodlands Centre Road #01-134 Singapore 731002
2A Woodlands Centre Road Singapore SG

Prior to its acquisition, the bank was a significant public bank offering low-cost banking services to Singaporeans. DBS Bank attempts to continue this custom by promising to keep costs low for standard savings accounts, and to exempt kids, full-time students below the age of 21 years and full-time National Troop from bank charges.

 

POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking services and is the oldest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which obtained the organization and its subsidiaries on November 16, 1998.

Suggestion Regarding Obtaining Personal Loans In Singapore

Never take individual loans two to three months before another major loan. To puts it simply, no individual loans if you’re meaning to buy a vehicle, house, and so on.

A DSR of 50% indicates your loan repayments, plus repayments of any other loans you have, can’t exceed 50% of your income.Just for recommendation, many banks permit 40% DSR for a house, and 30% DSR for a cars and truck.

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to personal loans. Such loans are riskier for the banks and they have a greater rates of interest for personal loans. Due to the nature of such individual loans, it is not suggested to take individual loans except for emergency situations.

When you take a bank loan for a cars and truck or house, a essential aspect is your DSR (Debt Servicing Ratio ). This determines exactly what portion of your income can go into repaying the real estate or auto loan, including other overheads (e.g. repayment for other individual loans).

Particular Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a auto loan for your automobile. It is not a good idea to get a personal loan for your cars and truck or renovation needs. When it comes to banks, particular loans’ interest rates are lower.

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