POSB Woodlands West Branch

Blk 303 Woodlands Street 31 #01-191 Singapore 730303

Prior to its acquisition, the bank was a major public bank offering inexpensive banking services to Singaporeans. DBS Bank tries to continue this custom by guaranteeing to keep costs low for fundamental savings accounts, and to exempt children, full-time students listed below the age of 21 years and full-time National Servicemen from bank charges.

 

POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is the oldest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which got the institution and its subsidiaries on November 16, 1998.

Recommendation When it comes to Securing Personal Loans In Singapore

Do not ever take out a personal loan from a bank a couple of months prior to the major loan if you are preparing to take a significant loan. This will affect you.

They are unsecured where you have nothing to back the loans if you can not pay back the banks when it comes to personal loans. Such loans are riskier for the banks and they have a higher interest rate for personal loans. Due to the nature of such individual loans, it is not advisable to take personal loans except for emergency situation circumstances.

If you are taking a loan from the bank for a home or vehicle, it is necessary to note your Debt Servicing Ratio which is a procedure of the percentage of your regular earnings to the payment of your vehicle or house loan.

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation needs and a vehicle loan for your vehicle. It is not a good idea to get a personal loan for your vehicle or renovation requirements. When it concerns banks, particular loans’ interest rates are lower.

A DSR of 50% suggests your loan repayments, plus repayments of any other loans you have, cannot surpass 50% of your income.Just for recommendation, the majority of banks permit 40% DSR for a house, and 30% DSR for a car.

303 Woodlands St 31 #01-159/161 Singapore 730303 0 km
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